Cash flow is about timing as well as profit. These guides cover reserves, late-paying customers, growing sales, inventory, forecasts and practical ways to understand how long the business can meet essential commitments.
How to Use These Guides
Start with the question closest to the decision or problem you are dealing with. Read the qualifications and examples as carefully as the headline answer, then confirm current rules with the relevant official source or a professional who can consider your full circumstances.
Cash Flow & Working Capital Guides
What Is a Cash-Flow Forecast — and How Do I Build One?
A cash-flow forecast estimates the cash coming into your business and the cash going out.
How Much Cash Should My Business Keep in Reserve?
A common starting benchmark is enough cash to cover three to six months of essential operating expenses.
My Customers Aren't Paying Me — What Should I Do?
Start with a courtesy reminder as soon as payment is overdue — it might just be an oversight.
Why Are My Sales Growing but My Cash Getting Tighter?
Growth consumes cash before it releases it.
How Can I Improve My Business Cash Flow Without Simply Cutting Costs?
Start with the timing gap between cash leaving and returning.
Inventory Is Taking Up Too Much Cash — What Should I Be Watching?
Track stock turnover, ageing, gross margin and how long cash stays tied up.
General Information
These guides provide general information only. They do not take into account your individual circumstances and are not a substitute for professional accounting, taxation, legal or financial advice.
Let’s Talk About Your Business
A useful first conversation starts with what your business does, what is creating pressure and what you would like to improve. Book a Complimentary Initial Consultation to discuss the support that may suit your circumstances.