Structure and ownership decisions affect control, money flows, tax and future options. These guides explain companies, trusts, director loans, partners, investors, buying a business, valuation, succession and preparation for an eventual sale.
How to Use These Guides
Start with the question closest to the decision or problem you are dealing with. Read the qualifications and examples as carefully as the headline answer, then confirm current rules with the relevant official source or a professional who can consider your full circumstances.
Structures, Ownership & Exit Guides
Company Money vs My Money — Why Does the Difference Matter?
A company is a separate legal entity — it owns its own money, assets and debts.
What Is a Director's Loan Account — and Why Can It Become a Problem?
A director's loan account tracks money owed between a company and a director.
It can treat company loans as dividends.
When Should I Consider Changing From Sole Trader to a Company?
There's no single trigger that applies to every business.
Trusts in Plain English — Why Do Some Small Businesses Use Them?
A trustee manages assets for beneficiaries under the trust deed.
Should I Bring a Business Partner or Shareholder Into My Business?
Agree ownership, control, roles, exit terms and decision rights first.
What Financial Questions Should I Ask Before Bringing in an Investor?
Check ownership, rights, control, valuation and use of funds.
I'm Thinking About Buying a Business — What Financial Information Should I Check Before I Buy?
Verify earnings, assets, liabilities and sale inclusions.
How Is a Small Business Valued — and What Actually Makes It More Valuable?
Common methods use earnings and sometimes net assets.
What Tax and CGT Issues Should I Think About Before Selling My Business?
Selling a business is generally a CGT event.
How Do I Prepare My Business for Sale or Succession Years Before I Want to Leave?
Preparing a business for sale or succession isn't a final-year task.
General Information
These guides provide general information only. They do not take into account your individual circumstances and are not a substitute for professional accounting, taxation, legal or financial advice.
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